Clarity. Direction. Confidence.
Structured retirement planning for individuals approaching retirement who want clarity around income, taxes, and long-term financial security.
Led by a U.S. Air Force Academy graduate and former officer with over 30 years of leadership and financial strategy experience.
Who This Is Designed For
Compass Haven Financial works with individuals approaching retirement who want a structured, disciplined approach to turning their life savings into reliable income.
Within 10 Years of Retirement
You are approaching retirement and want clarity on income strategy, taxes, Social Security timing, and how to transition your assets into a sustainable retirement plan.
Significant Retirement Assets
You have built meaningful savings in retirement accounts, investments, or pensions and want a coordinated strategy rather than managing each piece separately.
Focused on Long-Term Security
You value disciplined planning, tax efficiency, and a structured financial strategy designed to support decades of retirement.
The COMPASS™ Retirement Framework
A coordinated, six-step retirement planning process designed to align income, taxes, investments, risk management, and legacy planning into one integrated strategy.
C — Clarity of Vision
Define what retirement truly looks like for you — lifestyle goals, income needs, legacy intentions, and risk comfort.
O — Organized Income Strategy
Structure dependable retirement income from your assets in a sustainable and tax-aware way.
M — Market Risk Management
Balance growth and protection so market volatility does not disrupt your retirement lifestyle.
P — Proactive Tax Planning
Coordinate withdrawals and income sources to reduce unnecessary tax exposure throughout retirement.
A — Asset Allocation & Investment Strategy
Design an investment strategy aligned with your income needs, time horizon, and tolerance for risk.
S — Sustainable Spending Plan
Create a disciplined income strategy that supports your lifestyle while preserving long-term financial security.
S — Strategic Legacy Planning
Align your estate intentions with your financial strategy to ensure your wealth transitions according to your values and wishes.
Guidance Designed for Serious Retirement Planning
We work with individuals and families who value thoughtful planning, disciplined strategy, and long-term financial clarity. Our process is built for those approaching or living in retirement who want structure, not speculation.
Who We Serve
Our clients are typically within ten years of retirement or already retired and seeking a structured approach to managing meaningful assets. They value proactive planning, tax efficiency, and coordinated income strategies over short-term market speculation.
Near or In Retirement
Within ten years of retirement or already retired and seeking structure around income, taxes, and long-term distribution planning.
Meaningful Assets to Coordinate
Investments, retirement accounts, pensions, Social Security, and taxable assets that require coordination rather than isolated management.
Long-Term Oriented
Focused on disciplined planning, tax efficiency, and multi-decade financial confidence — not short-term market timing.
Begin With a Structured Retirement Conversation
The first step is a focused conversation designed to clarify where you stand today and identify opportunities for improvement. There is no pressure — just clarity and direction.